致理科技大學
108
學年度第
2
學期課程教學計畫表
授課科目名稱
理財規劃實務
授課教師
陳錦麟
課程時程
單學期-下學期
學分數
2.00
上課時數
2
開課系科
財務金融系
課程性質
必修
開課學制
夜四技
開課班級
夜金三B
開課教室
仁愛大樓 B12 一般教室
(座位表查詢)
輔導時間
(每週4小時)
每週 (二) B03 - 20:05~20:50
每週 (二) B03 - 20:05~20:50
每週 (二) B03 - 20:05~20:50
每週 (二) B03 - 20:05~20:50
週別
主題與內容
週別
主題與內容
1
(含教育倫理主題) 第一章理財規劃概論
10
第七章子女教育金規劃
2
第一章理財規劃概論
11
第八章購屋規劃
3
第二章理財規劃步驟
12
第九章退休規劃
4
第二章理財規劃步驟
13
第十章退休規劃
5
第三章家庭財務報表的編制與分析
14
日間部畢業班期末考週 第十一章稅務規劃
6
第四章家庭現金流量管理
15
第十一章稅務規劃
7
第五章客戶屬性與理財規劃
16
第十二章全方位理財規劃
8
第六章理財規劃的計算基礎
17
第十二章全方位理財規劃
9
期中考週
18
期末考週
教材/課本
理財實務
敬請老師提醒同學遵守智慧財產權觀念,不得不法影印教科書!
授課方式
課堂教學+小組討論
是否為全外語教學
否
輔導證照
否
輔導競賽
否
業師協同教學
無
是否為創新創業課程
否
是否為SDGs永續課程
否
成績比率
平時:
%
期中:
%
期末:
%
備註一
如因疫情臨時停課,線上同步教學網址:
備註二
實施遠距教學請上數位學院看本課程,Zoom教學。
聯絡方式
研究室位置:
研究(辦公)室電話:(02)2257-6167 轉
E-Mail:
課程名稱:
理財規劃實務
授課教師:
陳錦麟
課程簡介(以100至200字為原則):
受到國內政策不斷的調整,以及金融業結構變化的影響,使得金融從業人員面臨更多挑戰及衝擊.因此,為強化相關科系學生之專業知識與技能,本院特擬定證照測驗再生計畫, 將指標性測驗之參考用書予以修訂改版以全新風貌呈現給讀者,以期更能切合讀者需求.課程簡介為下 第一章理財規劃概論1.理財規劃與財富管理2.理財規劃的目的與利益3.理財規劃架構4.理財規劃人員的定位與責任5.金融整合與全方位服務 第二章理財規劃步驟1.建立客戶與規劃人員的關係2.蒐集客戶資訊與設定理財目標3.評估客戶財務狀況與特殊需求4.擬定理財規劃報告書與客戶面談5.協助客戶執行理財規劃方案6.控管執行進度與定期檢討修正 第三章家庭財務報表的編制與分析1.家庭財務報表的會計觀念2.編制家庭資產負債表與分析3.編制家庭收支儲蓄表與分析4.個人財務診斷要領 第四章家庭現金流量管理1.家庭收入來源管理2.家計預算的編製與管控3.家庭儲蓄的運用策略4.緊急預備金與負債管理 第五章客戶屬性與理財規劃1.家庭生命週期與生涯規劃2.理財價值觀與目標優先順序3.客戶投資風險承受4.客戶的理財知識與投資經驗 第六章理財規劃的計算基礎1.貨幣的時間價值2.理財目標與投資價值方程式3.投資報酬率的計算4.投資風險的衡量與計算 第七章子女教育金規劃1.雙薪家庭及家庭計畫2.規劃子女教育金的必要性3.子女教育金規劃案例 第八章購屋規劃1.租屋與購屋的決策考量2.購屋規劃與換屋規劃3.自住型房屋貸款規劃 第九章退休規劃1.退休規劃的重要性2.退休金需求分析3.退休金來源分析4.退休規劃專題討5.退休規劃案例分析 第十章投資規劃1.以資產配置達成理財目標2.分散風險與資產配置3.整合理財目標與分散風險4.投資組合執行策略與停損停利機制 第十一章稅務規劃1.緒論2.財務規劃與稅務規劃3.所得稅的稅務規劃4.贈與行為的稅務規劃5.遺產稅的節稅規劃6.不動產相關之節稅規劃 第十二章全方位理財規劃1.全生涯資產負債表與保險需求2.理財目標負債化與調整供需缺口3.全方位理財規劃報告書4.全方位理財規劃報告書實作案例
Course Title:
Personal Financial Planning Practices
Instructor:
Brief Introduction of Course Contents:
Affected by the constant adjustment of domestic policies and the structural changes in the financial sector, financial practitioners face more challenges and shocks. The reference book for the pointer test is revised and revised to the reader with a new look, with a view to better meet the needs of the reader. Chapter 1 Overview of Financial Planning 1. Financial Planning and Wealth Management 2.The Purpose and Interests of Financial Planning 3. Financial Planning Structure 4. The Positioning and Responsibility of Financial Planners 5. Financial Integration and Full Service Chapter II Financial Planning Step 1. Establish the relationship between the client and the planner 2. Collect customer information and set financial goals 3. Assess the customer's financial situation and special needs 4. Prepare a financial planning report and interview with the client 5. Assist the client to implement the financial planning plan 6. Control implementation progress and regular review and revision Chapter III Preparation and Analysis of Household Financial Statements 1. Accounting Concepts of Household Financial Statements 2. Preparation of Household Balance Sheets and Analysis 3. Preparation of Household Income and Expenditure Savings Statements and Analysis 4. Personal Financial DiagnosticS Chapter Four Family Cash Flow Management 1. Household Revenue Stream Management 2.The preparation and control of household budgets 3.The strategy of the use of family savings 4. Emergency reserve and liability management Chapter 5 Customer Attributes and Financial Planning 1.Family Life Cycle and Career Planning 2.Financial Values and Target Priority 3.Client Investment Risk Tolerance 4. Client's Financial Knowledge and Investment Experience Chapter 6 The calculation basis of financial planning 1. Time value of money 2.Financial objectives and investment value-side procedures 3. Calculation of investment return rate 4.Measurement and calculation of investment risk Chapter VII Children's Education Fund Planning 1. Double-salary Family and Family Plan 2. The Necessity of Planning Children's Education Fund 3.Children's Education Fund Planning Case Chapter 8 Housing Purchase Planning 1. Decision-making consideration s. Housing Purchase Planning and Change of Housing Planning 3. Self-occupied Housing Loan Planning Chapter IX Retirement Planning 1. The Importance of Retirement Planning 2.Pension Needs Analysis 3.Pension Source Analysis 4. Retirement Planning Topic5. Retirement Planning Case Study Chapter 10 Investment Planning 1. Asset Allocation to Achieve Financial Goals 2. Diversification Risks and Asset Allocation 3. Integrated Financial Goals and Diversification Risks 4. Portfolio Execution Strategies and Stop-Loss Mechanisms Chapter 11 Tax Planning 1. Introduction 2. Financial Planning and Tax Planning 3. Tax Planning of Income Tax 4. Tax Planning for Gifted Behavior 5. Tax-saving planning for inheritance tax 6. Tax-related tax planning for real estate Chapter 12 All-round financial planning 1. Full career balance sheet and insurance demand 2.Financial target liability and adjustment of supply and demand gap 3. All-round financial planning report 4. All-round financial planning report is a case-by-case
課程專業英文關鍵字:
理財收入-Financial income 儲蓄-Savings 投資-Investment 保險-Insurance 投資報酬率-Return on investment
若有課程內容或排課問題,請洽課務組 日(02)2257-6167#1296、夜(02)2257-6167#1206
若有無法帳號密碼無法登入等問題或系統操作問題,請洽管理資訊組 (02)2257-6167#1286
若有點名系統相關問題,請洽 日生輔組(02)2257-6167#1213、夜學務組(02)2257-6167#1207